Defined fund handling
Organized processes aligned with agreed terms.
Escrow Account Solutions
Funds with purpose.
Transactions with clarity.
Explore structured fund management with clearly defined terms and controlled release, arranged through relevant banking and service partners.
Structured fundsClear conditionsDocumented terms
How escrow works
A clear process at every stage
From agreed transaction terms to authorized fund release, each stage follows the applicable escrow agreement.
Agreed
Define the terms
Establish transaction conditions, responsibilities, and release requirements.
Held
Deposit the funds
Funds are deposited into the designated escrow arrangement.
Verified
Verify conditions
Confirm that the agreed requirements have been fulfilled.
Released
Authorize the release
Funds are released according to the agreement by the authorized party.
Escrow dashboardBusiness account · Illustrative
LiveFunds held₹16,30,0002 active
Pending verification1Awaiting docs
Released this month₹28,00,000On terms
ESC-2048 · Commercial agreement₹12,50,000
1Agreed2Held3Verified4Released
BuyerCompany AEscrowHeld under termsSellerCompany B
Recent escrowsView all
ESC-2048Company A → Company B₹12,50,000Held
ESC-2051Supplier milestone 2₹4,80,000Verified
ESC-2039Asset transfer₹28,00,000Released
Key benefits
More clarity. Better transaction control.
Bring structure to business transactions with defined responsibilities, documented terms, and a clear approach to fund management.
Escrow vaultIllustrative
Buyer
₹
Funds held
₹
Seller
Release checklist0 of 4
- Structure
- Conditions
- Coordination
- Records
StatusSecured
ReleaseOn agreed terms
PartiesBuyer · Seller
Clear conditions
Specified requirements before fund release.
Multi-party coordination
A structured approach for all involved parties.
Documented terms
Clear records of responsibilities and conditions.
Business use cases
Escrow arrangements for business transactions
Explore suitable fund-handling structures for transactions where agreed conditions and coordination between parties are important.
Commercial agreements
Support fund-handling arrangements governed by business contracts.
Example escrow value₹12,50,000
Milestone-based releaseIllustrative
1Contract signed30% release
2Deliverables accepted40% release
3Final sign-off30% release
Held until each milestone is verified
Trade & supply chain
Structure eligible payments around agreed delivery milestones.
Example escrow value₹8,40,000
Milestone-based releaseIllustrative
1Order dispatched25% release
2Goods delivered50% release
3Quality check25% release
Held until each milestone is verified
Property & asset deals
Explore arrangements for qualifying multi-party transactions.
Example escrow value₹45,00,000
Milestone-based releaseIllustrative
1Agreement executed20% release
2Documents verified30% release
3Transfer completed50% release
Held until each milestone is verified
Digital business transactions
Consider defined payment conditions for eligible digital commerce.
Example escrow value₹2,20,000
Milestone-based releaseIllustrative
1Order confirmed0% release
2Service delivered70% release
3Dispute window closed30% release
Held until each milestone is verified
Who can benefit
Built around different business needs
Escrow may be suitable for businesses that require defined transaction terms and coordinated fund management.
Enterprise
Enterprises
For structured commercial transactions.
Partners
Business partners
For agreements between multiple parties.
Trade
Trading businesses
For qualifying milestone-based payments.
Digital
Digital platforms
For eligible platform-based transactions.
Why Digiway Payment
Business understanding meets banking coordination
We help businesses understand their requirements and explore suitable escrow arrangements through relevant banking and service partners.
Your sideBusiness requirementsDigiwayCoordinationPartner sideBanking & service partners
Business model
Transaction flow
Participating parties
NowUnderstand
Banking partner
Escrow provider
Service partner
Arrangements subject to partner availability & eligibilityIllustrative
Understand
Requirement-led approach
Understand your business model and transaction flow.
Organize
Structured coordination
Clarify documentation, responsibilities, and process stages.
Connect
Partner-based solutions
Explore arrangements based on provider availability and eligibility.
Guide
Business-focused support
Get guidance on the next steps for your proposal.
Getting started
Start with your transaction requirements
Share your proposed transaction structure to understand the applicable process, documentation, and available arrangements.
Share your requirements
Tell us about your business, transaction value, and participating parties.
Review the arrangement
Understand eligibility, documentation, charges, and applicable conditions.
Proceed with the partner
Complete required checks and formalities with the relevant authorized provider.
What is an escrow account?
An escrow account is an arrangement in which funds are held by an authorized third party under agreed terms and released when specified conditions are met.
How does an escrow account work?
The parties agree on the transaction terms, funds are deposited into the designated arrangement, and the required conditions are verified before authorized release.
Who can apply for an escrow account?
Eligibility depends on the transaction purpose, business structure, participating parties, and the requirements of the relevant bank or service provider.
What documents are required?
Documents may include business registration records, PAN, KYC details, transaction agreements, and other information requested by the provider.
When are escrow funds released?
Funds are released when the conditions specified in the agreement are fulfilled and verified through the applicable process.
Are there any escrow account charges?
Charges may apply for setup, banking services, or transactions. Fees depend on the arrangement and the relevant provider.
How long does setup take?
The timeline depends on documentation, KYC checks, provider approval, and the complexity of the proposed transaction.
Does Digiway directly operate escrow accounts?
The account operator and fund-release authority depend on the specific arrangement. Digiway helps businesses explore relevant options through partners, subject to its actual role and availability.
Are escrow funds completely risk-free?
No arrangement eliminates every financial, operational, or legal risk. Protections depend on the provider, agreement, account structure, and applicable law.
How can I get started with Digiway?
Submit an inquiry with details of your business and proposed transaction. Our team can help clarify next steps, subject to eligibility and partner availability.
Let's move forward
Give your business transactions a clearer structure
Share your requirements and explore an escrow arrangement suited to your business needs.
Important information
Escrow arrangements are subject to applicable laws, contractual terms, provider eligibility, and approval by the authorized bank or service provider. Features, fees, timelines, and availability may vary. The role of DIGIWAY PAYMENT PRIVATE LIMITED will be disclosed according to the actual arrangement. Submitting an inquiry does not guarantee account approval.