Account linking
Connect eligible accounts to authorized business applications.
Account Integration
Your accounts.
One connected workflow.
Bring banking data and business operations together through seamless, supported integrations.
Connected accountsSmarter workflows
Account integration overview
Make your accounts work with your business
Bank accounts and business applications often operate separately. Account integration helps bridge that gap by connecting authorized account information with compatible financial and operational systems.
Bank account connectivity
Connect eligible accounts through supported and authorized integration channels.
Financial data access
Use permitted account and transaction information within compatible applications.
Business system alignment
Bring account-related processes closer to your existing operational workflows.
Key integration capabilities
One integration. More possibilities.
Explore account-level capabilities that can help businesses organize financial information and simplify everyday operations.
Balance information
View permitted account balance data where available.
Reconciliation support
Match available bank records with internal transaction entries.
Business current accountXXXX XXXX 4821 · Linked
SyncedAvailable balance₹8,42,350Updated just now
NEFT · Vendor payment- ₹18,400Matched
UPI · Customer receipt+ ₹2,499Matched
IMPS · Refund- ₹650Review
RTGS · Client receipt+ ₹1,20,000Matched
Syncing with accounting app
Transaction records
Access supported transaction details for operational use.
Data synchronization
Keep supported account information aligned across systems.
Financial insights
Use connected data for reporting and business analysis.
How account integration works
From account access to connected operations
A structured approach helps ensure that account connections align with business requirements, technical compatibility, and authorization controls.
Identify your requirements
Select the account information and business functions your systems need.
Complete authorization
Follow the applicable bank or provider's consent, verification, and access procedures.
Connect your application
Integrate supported interfaces and validate data exchange through testing.
Activate your workflow
Enable approved functionality and monitor the connected process after deployment.
Business benefits
Less switching. More doing.
Spend less time moving between disconnected systems and more time managing the financial activities that matter to your business.
Switching between tools
Bank portalSpreadsheetAccounting appEmail & files
- Log in & download statement
- Copy into spreadsheet
- Re-enter in accounting
- Check & reconcile
Business workspaceConnected account · Illustrative
Synced- Balance synced₹8,42,350
- Transactions matchedAuto
- Report readyToday
Auto-updates where supported
One connected workflow
Less handling
Save operational time
Reduce repetitive account-data handling where automation is supported.
One view
Clearer visibility
Bring available account information into familiar business tools.
Fewer steps
Fewer manual steps
Limit repeated data entry and support more consistent records.
Better planning
Better decisions
Use organized financial data to support planning and review.
Integration use cases
Your accounts, across your business ecosystem
Explore how supported account integrations can fit into different financial and operational applications.
Illustrative
Connected
Accounting & ERP systems
Connect permitted account records with accounting and enterprise applications to support financial record management.
Works with- Ledger
- Bank feed
- Journal entries
Connected
Payment operations
Use available account information to support payment tracking and related operational workflows.
Works with- Payment status
- Tracking
- Alerts
Connected
Merchant platforms
Organize eligible account-related information within merchant management systems.
Works with- Merchant view
- Settlements
- Records
Connected
Finance teams
Support statement review, transaction matching, and reporting using available data.
Works with- Statements
- Matching
- Reports
Connected
Enterprise dashboards
Present supported account information alongside other business metrics in one interface.
Works with- KPIs
- Cash view
- Metrics
Access & data security
The right data. The right access.
Account integrations should respect authorization boundaries, data privacy, and the security requirements of participating banking and technology providers.
Authorized access
Account information is accessed through applicable permission and verification processes.
Access permissions
Define appropriate permissions for connected systems and users.
Protected data exchange
Apply suitable security protocols when transferring account information.
Access management
Review, update, or revoke access where supported by the provider.
Access & consentAccounting app · Business current a/c
ActivePermitted scope
Access log
- View account balanceRead-only
- Read transaction historyRead-only
- Download statementsRead-only
- Initiate paymentsNot granted
Consent validityValid till 31 Mar 2027
- Consent grantedAccount holder
- Access verifiedBank partner
- Data syncedAccounting app
Why Digiway Payment
Connecting financial needs with practical technology
At DIGIWAY PAYMENT PRIVATE LIMITED, we focus on understanding how businesses manage their financial operations and exploring integration approaches that align with their technical requirements.
Planning
Business-led planning
Begin with the account functions and financial processes your business actually needs.
Assessment
Compatibility assessment
Review available interfaces and technical dependencies before integration.
Coordination
Partner coordination
Help align requirements with relevant banking and technology partners.
Guidance
Implementation guidance
Clarify integration stages, documentation, testing, and next steps.
Getting started
Start with the accounts you want to connect
Share your existing setup and the account-related functionality you need. We'll help identify the relevant integration considerations and next steps.
Integration briefYour path to connection
IllustrativeShare your business setup
Tell us about your existing software, account types, and intended use case.
Review available options
Assess compatibility, authorization requirements, and supported integration methods.
Plan the implementation
Proceed with relevant approvals, technical development, and testing where eligible.
Let's connect what matters
Turn disconnected accounts into connected possibilities.
Explore account integration options built around your business systems and financial workflows.
What is account integration?
Account integration connects eligible bank account information with authorized business applications through supported technical interfaces. It helps businesses use available financial data within their operational systems.
How is account integration different from banking connectivity?
Banking connectivity refers broadly to communication between banking services and business systems. Account integration focuses specifically on connecting account-related information and functions with applications and workflows.
Can I connect multiple bank accounts?
Multiple account connections may be possible depending on the participating banks, account eligibility, supported interfaces, and applicable authorization requirements.
Can I view account balances and transaction history?
These capabilities may be available when supported by the relevant bank or provider and permitted under the applicable access arrangement. Data availability and refresh frequency may vary.
Can account integration work with my accounting software?
It may be possible if your accounting software supports compatible interfaces or integration methods. Technical compatibility and the availability of account data must be reviewed.
Does account integration allow automatic payments?
Account information access does not automatically authorize payment initiation. Payment capabilities require separate supported services, permissions, and approvals where applicable.
Is customer or account-holder consent required?
Consent or other valid authorization may be required depending on the account, data involved, integration method, and applicable laws and provider requirements.
How frequently is account information updated?
Updates depend on the provider's capabilities and the integration method. Some connections may support frequent updates, while others use scheduled or request-based data retrieval.
What happens if an account connection fails?
The connected application should handle errors and display appropriate connection or data status information. Reconnection and troubleshooting depend on the provider's interface and access rules.
What documents are required?
Requirements may include business registration documents, PAN, KYC information, account ownership or authorization details, and technical information requested by the provider.
How long does integration take?
The timeline depends on technical compatibility, access approval, development work, testing, and the requirements of the relevant bank or service provider.
Are there charges for account integration?
Fees may apply for setup, API access, data services, development, or ongoing usage. Applicable charges depend on the provider and the agreed service arrangement.
Can account access be disconnected?
Access may be revoked or disconnected according to the provider's supported procedures and applicable authorization terms. Any retained data remains subject to relevant policies and legal requirements.
How can I get started with DIGIWAY PAYMENT?
Share your business profile, existing software details, required account functions, and expected usage. Our team can help review the relevant integration options and next steps, subject to availability and eligibility.
Important information
Account integration features are subject to banking partner availability, technical compatibility, applicable authorization and consent requirements, eligibility, and relevant laws and regulations. Supported account types, data access, update frequency, charges, and service availability may vary. DIGIWAY PAYMENT PRIVATE LIMITED's role depends on the specific partner arrangement. Submission of an inquiry does not guarantee integration approval or access to banking services.